Tradeganit Legal Policy Center
Legal
Tradeganit platform is intended for informational purposes only and is not intended to provide investment advice. The stock prices displayed are delayed & may not reflect the most current market conditions. Investment in the securities market is subject to market risks. Read all the related documents carefully before investing. You can also consider consulting a financial advisor before making any investment decisions. Tradeganit Private Limited shall not be responsible for any losses that may occur as a result of using this platform.
Disclaimer
Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The examples and/or securities quoted (if any) are for illustration only and are not recommendatory.
The content and data available on the website, including but not limited to index value, return numbers & rationale are for information and illustration purposes only. Charts and performance numbers do not include the impact of transaction fee and other related costs. Past performance does not guarantee future returns and performances of the portfolios are subject to market risk. Data used for calculation of live returns and other information is provided by exchange approved third party vendors and has neither been audited nor validated by the Company. Detailed return calculation methodology is available on request.
The user agrees to assume complete and full responsibility for the outcomes of all of his/her investment decisions that he/she makes, including any direct, indirect, incidental, consequential, special, punitive or any other losses/damages if any that may be incurred by him/her. Tradeganit shall not be responsible or liable for any direct, indirect, incidental, consequential, special, punitive or any other losses/damages arising out of the recipient’s investments
We do not provide personalized recommendations suited to the financial needs of a specific individual based on his / her risk profile.
The factual / statistical data and other information is obtained by us from independent, third-party sources that it deems to be reliable. However, Tradeganit has not independently verified any of such data and there can be no assurance as to the accuracy of such data / information. Tradeganit or any of its directors, employees, affiliates or representatives shall not be liable for any direct, indirect, incidental, consequential, damages, including lost profits, trading loss, arising in any way from the information / data contained in the app.
Terms & Conditions
By accessing this application on browser, Mobile App or using APIs or other means (termed as “service”, you agree to comply with and to be bound by, these Terms & Conditions. Please review the Terms & Conditions carefully for protection of your interests as they set out our and your legal rights and obligations in relation to the use of our Services . If you do not agree with these, do not use this service. Your decision to continue use of this services represents implicit acceptance of these Terms.
These terms and conditions (“Terms”) along with privacy policy (“Privacy Policy”) and (“Disclaimer”) form a legally binding agreement (“Agreement”) between the user of the service (“You”) and Us (“Tradeganit Private Limited”, “Our”, “We”) regarding your use of the App i.e., (Tradeganit on Mobile or desktop or browser or API) (“App”) and any services offered by us including but not limited to delivery of content via the App (the “Service”).
Proprietary Rights
All rights in this app, including but not limited to text, content, photographs, video, audio, and graphics, products, data, and services herein are owned absolutely by Tradeganit Technologies Pvt Ltd. The relevant business data and advisory is provided by respective partners who are SEBI registered Investment Advisors, SEBI Portfolio Managers, SEBI Stock Brokers, and/or SEBI Registered Research Analysts. The registered office address of Tradeganit Pvt Ltd is Level 10 AWIS, Aston Building, Andheri West, Mumbai 400 053, MH, INDIA.
No part of this app shall be reproduced, redistributed, commercially exploited, stored in a retrieval system, or transmitted in any form or by any means – electronic, electrostatic, magnetic tape, mechanical, printing, photocopying, recording, or otherwise, including the right of translation into any language, without the express permission of the owner. This app and its contents may be used only for personal and non-commercial use by the user who logs in to access this service.
Registration
1. For accessing certain Services in the app, you may be required to sign up for an account and select a password and user name. You agree to provide us with accurate and updated registration details. We may verify your email address and or mobile number before your account can be used. However, such verification shall not be deemed to be an authentication or validation of the information provided by you.
2.You agree to provide complete and correct information when you register for the Service and you are required to keep such information updated from time to time. You must take due care to protect your username and password against misuse by others and promptly notify us about any misuse that may occur.
3.We reserve the right, in our sole discretion, to deny you access to this App or any portion thereof without notice for any reason including but not limited to
- (a) any unauthorized access or use by you
- (b) if you assign or transfer (or attempt the same) any rights granted to you under this Agreement;
- (c) if you violate any of the other terms and conditions of this User Agreement
Restricted Access
Access to certain areas of the app is restricted to Subscribers. We reserve the right to restrict access to other areas of the app, or indeed the whole app, at our discretion. You must not use the login details or password of any other person to access restricted areas of the app.
Accounts, passwords, and security
You agree that you will maintain the confidentiality of passwords associated with any account you use to access the Services. You will be solely responsible for all activities that occur under your account. If you become aware of any unauthorized use of your password or of your account, you agree to notify us immediately.
Sharing user details
You agree that in the event we receive a summons issued by a court or from a law enforcement or government agency or police department(s), we shall comply with such summons without your consent or prior notice to you and may disclose your username, name, IP location or other information in response thereto. This is to be read along with the Privacy Policy.
Permission
We, hereby grant you a limited, non-exclusive, non-assignable and non-transferable permission to access App provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this Agreement.
Use of content
We, hereby grant you a limited, non-exclusive, non-assignable and non-transferable permission to access App provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this Agreement.
You Agree:
- To use the content only for your personal, non-commercial purposes.
- To use the content in accordance with the restrictions set out in the applicable laws,additional terms, guidelines and policies or on the product pages that apply to that particular piece of the content.
- Not use the App or any content provided thereof for any purpose that is illegal, unlawful or prohibited by this Agreement.
- Not to use any automated systems or means, except for those provided by us, for the selection or downloading of the content.
- Not to give out your password or otherwise allow other people to access the content. The restrictions on copying that apply to applicable media also apply to the content accessed as part of this Service.
- No part of the content displayed in the App may be reproduced or transmitted to or stored in any other web site or app, nor may any of its pages or part thereof be disseminated in any electronic or non-electronic form, nor included in any public or private electronic retrieval system or service without prior written permission from us.
- Not to make copies, give, sell, resell, rent, offer, broadcast, send, distribute, transfer, communicate to the public, reproduce, modify, display, perform, commercially exploit or make the content available unless otherwise authorized in the applicable terms and to inform us promptly of any such unauthorized use.
Payment
We charge a fee for services provided in the App. In consideration of the services, Subscribers agree to pay the charges applicable to the Data plan which they have selected as detailed on the app and updated from time to time. The payment related details are as below:
- Paid Services – Please see our Subscription page for a description of the current Paid Services. Please note that any payment terms presented to you in the process of using or signing up for a Paid Service are deemed part of these Terms.
- Billing – We use a third-party payment processor (‘Payment Processor’) to bill you through a payment account linked to your account on the Services (your “Billing Account”) for use of the Paid Services. The processing of payments will be subject to the terms, conditions and privacy policies of the Payment Processor in addition to these Terms. We are not responsible for error by the Payment Processor. By choosing to use Paid Services, you agree to pay us, through the Payment Processor, all charges at the prices then in effect.
- Auto Payment – Please note that by choosing the subscription plan, the subscriber agrees that the amount will be debited / charged automatically from his bank account or credit card etc. as per the payment mode he used for making the first subscription payment (except in such cases where auto payment facility is not applicable and/or enabled). E.g., if he chooses Monthly subscription plan then every month the monthly fee amount shall be debited/charged automatically, unless he cancels the subscription in the app before the next billing cycle starts. Similarly, if he chooses a Yearly subscription plan then the annual fee amount shall be debited every year, unless he cancels his subscription in the app before the next billing cycle starts. In cases where auto payment / charge facility is not enabled / applicable, the subscriber will have to manually make the next subscription payment upon plan expiry.
- Payment Method – The terms of your payment will be based on your Payment Method and may be determined by agreements between you and the financial institution, credit card issuer or other provider of your chosen Payment Method. If we, through the Payment Processor, do not receive payment from you, you agree to pay all amounts due on your Billing Account upon demand.
- Current Information Required – You must provide current, complete and accurate information for your billing account. You must promptly update all information to keep your billing account current, complete and accurate (such as a change in billing address, credit card number or credit card expiration date), and you must promptly notify us or our payment processor if your payment method is cancelled (e.g., for loss or theft) or if you become aware of a potential breach of security, such as the unauthorized disclosure or use of your user name or password. If you fail to provide any of the foregoing information, you agree that we may continue charging you for any use of paid services under your billing account unless you have terminated your paid services as set forth above.
- Change in Amount Authorized – If the amount to be charged to your Billing Account varies from the amount you preauthorized, you have the right to receive, and we shall provide, notice of the amount to be charged and the date of the charge before the scheduled date of the transaction.
- Free Trials and Other Promotions – If any free trial or other promotion is provided, access to Service must be used within the specified time of the trial. In case you do not uninstall the app or notify us your intention to discontinue, before the expiry of trial period, then the subscription fees will be debited as per the billing system.
Warranties
You acknowledge that the App and the material on the App may be changed from time to time without notice. Where we provide Data as part of a paid Subscription Service, we warrant that we will take reasonable care in respect of ensuring the accuracy of the Data (by ensuring that the underlying data is sourced from a reputable provider), and that we will use reasonable care and skill in the provision of the Subscription Service. If we are notified of a possible error in relation to the Data, we will endeavor to notify our supplier of this issue, although we cannot be certain that they will be willing to correct the error identified.
Notwithstanding the warranties above, the app is not giving any investment advice and nothing on the App should be interpreted as we are seeking to offer such advice. The Content and/or relevant Third Party Content is provided ‘as is’ and may contain errors or inaccuracies. You should seek confirmation from an authoritative expert of any information found on the App upon which you may wish to rely. Use of the app Content, is solely at the Subscriber’s / user’s risk.
Subscriber / Users acknowledges that the use and interpretation of the Data and any data analysis tools provided as part of the Subscription Service requires skill and judgement. Subscribers / Users shall at all times exercise their own skill and judgement in the Use and interpretation of the Subscription Service / data and shall be solely responsible for the purposes for which it is used and for all opinions, recommendations, forecasts and other comments made or action taken by Subscribers based wholly or partly on the Data and/or data analysis tools.
All the screens are based on set quantitative criteria, which are taken / derived either from the rules of the gurus, or research papers or from the research of respective business partners who are SEBI registered entities. Please note that the screening criteria used may represent our interpretation of the guru’s investment approach based on the available data-set and will not be determined or endorsed by the original strategist / guru.
Subject to the warranty given above in respect of the paid-for Subscription Service:
- We do not warrant the completeness, veracity, bona fides or accuracy of the material on the App nor do we commit to ensuring that the App remains available or that the material on the App is kept up-to-date.
- we do not grant to you any warranties or make any representations relating to the App or your Use of the App and to the fullest extent permitted by applicable law we exclude all warranties and representations.
You acknowledge that the material on the App submitted by third parties from time to time is the sole responsibility of the third party who has submitted that material. We shall make our best efforts to make the App available to You in the best possible manner. However, we disclaim all warranties in relation to the App, whether express or implied, including but not limited to:
- The App being constantly available or available at all.
- Installation or un-installation choices in relation to the App being successfully executed in all cases.
- That App will always function without disruptions, delay or errors.
- Your personal ability to use the App.
- Your satisfaction with the use of the App.
- The accuracy of the content provided by the App.
- The security and privacy of Your data.
- That all bugs or errors in relation to the App will be corrected.
- That the App will be compatible with all devices and all networks.
- That the App is fit for a particular purpose or use. or
- That the App and the contents thereof are accessible in every location.
Intellectual property
- Your use of the App is, and at all times shall be, governed by and subject to the laws regarding copyright, trademark, patent, and trade secret ownership and use of intellectual property. You agree to abide by laws regarding copyright, trademark, patent, and trade secret ownership and use of intellectual property, and you shall be solely responsible for any violations of any laws and for any infringements of any intellectual property rights caused by your use of the App through your device.
- Tradeganit Private Limited owns and retains all the intellectual property rights to the content made available to you through the App but does not claim ownership rights to the original sources of information, which are instead held by the original source and sites and or respective SEBI registered business partners.
- All trademarks, brands and service marks of the App are the property of Tradeganit . All the screens are based on set quantitative criteria, which are taken / derived either from the rules of the gurus, or research papers or from the research analyst or investment advisors or SEBi registered brokers that are our B2B partners. Please note that the screening criteria used may represent our interpretation of the guru’s investment approach based on the available data-set and will not be determined or endorsed by the original strategist / guru.
- The App and any underlying technology or software used in connection with the App contain rights of Tradeganit or its affiliates or any third party.
Limitation of Liability
The App may include links and pointers to Internet sites, content and services provided by third parties. The App’s linking to any third party sites does not imply an endorsement or sponsorship of such sites or the information, products or services offered on or through the sites. In addition, we do not operate or control in any respect any information, products or services that third parties may provide on or through the sites or on web sites linked to by the App.
Tradeganit and its affiliates, and their respective members, directors, officers, managers, employees, shareholders, consultants, contractors, agents and licensors are not liable for incidental, indirect, consequential, special, punitive, or exemplary damages of any kind, including, without limitation, lost revenues or profits, loss of business or loss of data, in any way related to this app or for any claim, loss or injury based on errors, omissions, interruptions or other inaccuracies in our App (including, without limitation, as a result of breach of any warranty or other term of these Terms and Conditions).
The Service is provided on “AS IS” and “AS AVAILABLE” basis. We do not warrant that the Service will be uninterrupted or error or virus-free. No warranty of any kind, either express or implied, including but not limited to warranties of title, non-infringement, merchantability, or fitness for a particular purpose, is made in relation to the availability, accuracy, reliability, information or content of the Service. You expressly agree and acknowledge that the use of the Service is at your sole risk and that you may be exposed to content from various sources.
We are not liable for any direct damages caused by your use or inability to use the Service. In no case will we be liable for any indirect, incidental, punitive or consequential damages resulting from your use or inability to use the Service.
Indemnity
You will indemnify us and keep us indemnified against any loss, damage, expense, cost or liability incurred or suffered by us arising out of any breach by you of any of these Terms, or arising out of any claim that you have breached any of these Terms.
We do not therefore warrant that our App complies with the applicable laws or regulations of any particular jurisdiction outside India. Accordingly, if it is prohibited to make information provided on this app or any part thereof available in your jurisdiction or to you (by reason of nationality, residence or otherwise) the app or any part thereof is not directed at you.
You accept that if you are resident outside India, you must satisfy yourself that you are lawfully allowed to access our app.
We would like to draw your attention to the following important investment warnings: i) the value of shares and investments and the income derived from them can go down as well as up; ii) investors may not get back the amount they invested and iii) past performance is not necessarily a guide to future performance.
General Disclaimer
Our Guru strategies are based on our interpretation of the published strategies of the gurus we follow. They are not personally endorsed by the guru. The use of the name of a financial analyst, identified as a “guru” represents our interpretation of that person’s key investment analysis principles, as derived from published sources. The use of a guru’s name does not mean that he personally endorses, or even agrees with any of the representations made with respect to specific securities as derived by us from its interpretation of his or her investment methodology.
The views expressed herein constitute only the opinions and do not constitute any recommendation on any course of action to be followed by the reader. You should take independent financial advice or independently verify any information that you wish to rely upon, whether for the purpose of making an investment decision or otherwise. We do not provide personalized recommendations suited to the financial needs of a specific individual based on his / her risk profile.
The factual / statistical data and other information is obtained by us from independent, third-party sources that it deems to be reliable. However, Tradeganit has not independently verified any of such data and there can be no assurance as to the accuracy of such data / information.
Tradeganit or any of its directors, employees, affiliates or representatives shall not be liable for any direct, indirect, incidental, consequential, damages, including lost profits, trading loss, arising in any way from the information / data contained in the app.
Without limiting the generality of the exclusion of liability above we will not be liable for any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings arising under these Terms, your use of the Subscription Service or in connection with the app.
Governing Laws and Dispute resolution
The terms of this agreement are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Mumbai, India in all disputes arising out of or relating to the use of this app. Use of this App is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.
2024@ Copyright Tradeganit Private Limited. All rights reserved
Termination
- Your access to the App may be terminated in case as below:
- You uninstall the App from Your device or session times out or logs out.
- You cause direct or indirect breach, of these Terms as a whole or in part.
- You do not pay the requisite fee.
- At any time at our discretion, with or without prior notice.
2. We may have to terminate your access to the App if:
- We are required to do so by law.
- You are a repeat infringer of this Agreement.
- At any time at our discretion, with or without prior notice.
3. We may terminate this Agreement at any time, with or without notice and may procure disabling our access to the App and/or barring you from any future use of the App.
4. You may terminate this Agreement at any time by terminating your access to the App. However, your certain obligations including pending payments if any or any legal processing if any required by law enforcing authorities & all aspects under this Agreement shall continue to prevail even on such termination.
5. When this Agreement comes to an end, all of the legal rights, obligations and liabilities been subject to (or which have accrued over time whilst the Agreement has been in force) or which are expressed to continue indefinitely, shall be unaffected by this cessation, and shall continue to apply to such rights, obligations and liabilities indefinitely.
Privacy Policy of Tradeganit
User Consent and Agreement
By submitting Personal Information through our Platform or Services, you agree to the terms of this Privacy Policy and you expressly give your voluntary consent to the collection, use and disclosure of the Personal Information in accordance with this Privacy Policy.
Information you provided to us
- If you provide us feedback or contact us via e-mail, we will collect your name and e-mail address, as well as any other content included in the e-mail, in order to send you a reply.
- When you participate in one of our surveys, we may collect additional information.
- We may collect Personal and financial information provided by you, such as your first and last name, phone, e-mail address, age, investments, PAN etc. while you access services on the platform
- We may also collect Personal Information on the Platform or through the Services when we make clear that we are collecting it and you voluntarily provide the same, for example when you submit an application for employment.
- We may collect necessary documents, to provide services including credit facilitation, when you voluntarily provide the same through one-time access to files or images on your device
- You must ensure to recheck the information or data being provided to us. In case any of the data/information is found to be inaccurate or incorrect, the same shall be informed to us for immediate amendment. We shall not be responsible for the authenticity of any information including personal information submitted to us.
Information collected via technology
- To make our Platform and Services more useful to you, our servers (which may be hosted by a third-party service provider) collect information from you, including your browser type, operating system, Internet Protocol (IP) address (a number that is automatically assigned to your computer when you use the Internet, which may vary from session to session), and domain name and or related technical information.
- We may use third party service providers to help us analyze certain online activities. For example, these service providers may help us analyze visitor activity on the Platform. We may permit these service providers to use cookies and other technologies to perform these services for us.
- We use authorised third-party service providers to power payment transactions on our platform. Further, as per the applicable regulations, we use tokenisation services from certified third-party service providers to facilitate card transactions on our Platform. The third-party service providers use/process such information and further transfer your information to the card networks (such as Visa, Mastercard, RuPay etc). Such third-party service providers have the necessary rights to use/process/transfer such information to provide tokenisation services in accordance with the applicable regulations. Such third-party service providers are PCI-DSS compliant. We do not store any information that is provided by you to facilitate such card transactions on our Platform.
Use of personal information
In general, personal Information you submit to us regarding you or your company is used either to respond to requests that you make, or to aid us in serving you better. We use such Personal Information in the following ways:
- To identify you as a user in our system
- To provide improved administration of our Platform and Services
- To provide the Services you request
- To improve the quality of experience when you interact with our Platform and Services
- To send you e-mail and SMS or whatsapp or other notifications
- To send newsletters, surveys, offers, and other promotional materials related to our Services and for other marketing purposes.
- Protect our services and our users.
- Market and customer analysis, market research and statistics.
- To prevent and detect fraud or abuse of our services as well as to prevent, detect and investigate any potential unlawful or prohibited activities.
Information like your demographic information, financial information like bank account details etc, investment information like holdings etc, personal information like phone number, email etc, and other information like PAN/Aadhar will be utilised for and shared with regulated entities like Investment Advisors, Research Analysts, Brokers, NBFCs, Banks, Credit Bureaus etc for various regulatory purposes (KYC, AML etc) and for various business purposes (credit facilitation, tracking services etc ).
Specifically, in the case of the credit facilitation services being provided to you, the following data is being shared with authorised third parties:
- PAN, Mobile no. and Email ID for investment holdings verification are shared with SEBI-registered RTAs and Depositories
- KYC documents for OCR and bank account for mandate setup with Digio (Digio is a RBI-regulated entity)
- Email ID for communication with Amazon Web Services or whichever Cloud or data or email hosting provider that is rendering the service
- Phone No. for SMS communication with SMS or related service provider Kaleyra and or Gupshup
Disclosure to third parties
We may be required from time to time to disclose any personal information collected by us to governmental or judicial bodies or agencies or our regulators based on their requirement to comply with the applicable laws including cyber laws. We may share your information including personal information to third parties including group companies to enable the provision of services to you and/ or to carry out technical, logistical and other functions on our behalf. (eg. Sending emails or newsletters to users). Specifically, for credit facilitation services, please refer to the above section.
Creation of anonymous information
We may create Anonymous Information records from Personal Information by excluding information (such as the name and email). We use this Anonymous Information to analyze request and usage patterns so that we may enhance the content of our Services and improve Platform navigation. Tradeganit reserves the right to use Anonymous Information for any purpose and disclose Anonymous Information to third parties at its sole discretion.
Third party websites
When you click on a link to any other website or location, you will leave our Platform and go to another site and another entity may collect Personal Information or Anonymous Information from you. We have no control over, do not review, and cannot be held responsible for, these outside websites or their content. Please be aware that the terms of this Privacy Policy do not apply to these outside websites or content, or to any collection of information after you click on links to such outside websites.
Cookies
“Cookies” are pieces of information that a browser can record after visiting a website. We may use cookies for technical purposes such as to enable better navigation through our site, or to store user preferences for interacting with the site. If you turn off the option to have cookies stored on your browser, it will affect your experience on the respective websites of Tradeganit or affiliates or B2B partner sites.
Security of your information
Tradeganit is committed to protecting the security and privacy of your Personal Information. We endeavour to have suitable technical, operational and physical security controls and measures to protect information collected by us that are commensurate with the nature of our business at all times. We use a variety of industry-standard security technologies and procedures to help protect your Personal Information from unauthorized access, use, or disclosure, and periodically review the same.In the event of any breach of our security control measures resulting in unauthorised access to your information, we will endeavour to inform you of the extent of such breach, subject to applicable law and cooperation with the relevant authorities. Further, despite our efforts to protect your information, if unauthorized persons breach security control measures and illegally use such sensitive/personal data or information, Tradeganit, its affiliates and directors shall not be held responsible/liable.
Retention of information/data
It may be noted that we may retain the data as may be provided to us till such time as may be provided under the law and as required to efficiently provide service to our users.
For any data as well as consent that you may have provided and want to be deleted or revoked (fully or partially), please send an email at support@tradeganit.com stating the details of the data and/or consent provided and the scope/nature of the deletion/revocation desired.
However, in the event of you withdrawing such consent or making a request to delete the data, you would not be able to use the Services on the Platform.
Amendments/Modifications
This Privacy Policy available on our website is current and valid. However, Tradeganit reserves the right to amend/modify any of the sections of this policy at any time and the general public are requested to keep themselves updated for changes by reading the same from time to time.
Contact Information
Tradeganit welcomes your grievances, comments or questions regarding the term of this Privacy Policy, the Platform, or the Services. Please e-mail us at support@tradeganit.com or contact our grievance officer at the following address:
Attn : Tradeganit : Tradeganit Private Limited
Level 10 AWFIS, Aston Building, Andheri West, Mumbai MH 400 053
Cancellation and Refund Policy
When you use Tradeganit Private Limited services, either via the website or the App, you are trusting us with some of your information.
You as a subscriber or partner can cancel at any given point in time our subscription services.
There will not be any refund for any services or products that are already billed or invoiced.
Payment Terms
- In consideration for the Services and the usage of the Product, the Customer shall pay the Service Provider the fees as agreed in the respective order form accepted by the Customer.
- The Service Provider shall be entitled to present the invoices for the fees for the Product and Services on the terms and conditions mentioned in the Order Form.
- In the event that the payment against invoices has not been made by the Customer within the stipulated time, the Service Provider shall be entitled to discontinue its Services and suspend Service Provider/Personnel’s access to use the Product.
Support
Reach out to us at info@tradeganit.ai — our support team is here to assist you with any operational or technical queries.